The Ruby Posts

Have you ever been so loyal to a store or a business establishment but somehow never got acknowledged for your patronage? It could be frustrating sometimes, right? Like, you have been shopping there for years in exchange for nothing. Of course when we shop we really don’t want to be acknowledged or get something in return, but wouldn’t it be nice if we had those reward cards? At least you know that you have been appreciated for your loyalty over [...]

While many people have heard about the term “insurance”, only a small percentage of the population has actually gotten any insurance policy. That is because people think it is too much an expense but what they don’t know is that it is actually investment for the future. Of course, you only buy what can afford now and still live decently. It is not fair that you just save and save for the future but now you are living miserable. Just [...]

It could be a tough job searching for whole life insurance for seniors. Although there are currently lots of insurance companies who are giving insurance for those who are above 50, it would still be wise to consider the pros and cons in choosing the right company. The price of whole life insurance can fluctuate greatly—it could be anywhere between 9-15% of the senior’s total income. This is because the company has to see the risks involved. Age and current [...]

This is a fact: owning a home is useless if you don’t have it insured properly. Home insurance gives you the guarantee that your home will be protected should anything untoward happens. After all, time and unforeseen occurrences may befall you and your house may be badly affected so it’s better to be well covered than sorry. Your home is an investment. Think of it as your fortress and as such, you would do everything and anything to ensure that [...]

Forward thinking has its benefits. I have heard of many people say, “If only.” If only I saved money when I was younger…If only I made wise choices in my spending…If only I made investments while I was still able… There are just some of things that many people regret not doing later on in life. They are just enjoying the present and when advancing age comes, they find themselves with nothing at all. One good way of keeping our [...]