<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>The Ruby Posts &#187; finances</title>
	<atom:link href="http://www.therubyposts.com/category/finances/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.therubyposts.com</link>
	<description>blogging about my opinions and interests both online and offline</description>
	<lastBuildDate>Mon, 06 Feb 2012 22:56:43 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>A Good Investment</title>
		<link>http://www.therubyposts.com/2011/10/a-good-investment/</link>
		<comments>http://www.therubyposts.com/2011/10/a-good-investment/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 15:26:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=1376</guid>
		<description><![CDATA[Have you ever been so loyal to a store or a business establishment but somehow never got acknowledged for your patronage? It could be frustrating sometimes, right? Like, you have been shopping there for years in exchange for nothing. Of course when we shop we really don’t want to be acknowledged or get something in return, but wouldn’t it be nice if we had those reward cards? At least you know that you have been appreciated for your loyalty over [...]]]></description>
			<content:encoded><![CDATA[<p>Have you ever been so loyal to a store or a business establishment but somehow never got acknowledged for your patronage?  It could be frustrating sometimes, right?  Like, you have been shopping there for years in exchange for nothing. Of course when we shop we really don’t want to be acknowledged or get something in return, but wouldn’t it be nice if we had those <a href="http://www.goodsamcreditcard.com/">reward cards</a>?  At least you know that you have been appreciated for your loyalty over the years.</p>
<p>The more you are acknowledged, the more loyal you become.  And because you are one happy, satisfied, loyal customer, you can’t help but share it with your family and friends.  In a way it’s like a ripple effect.  Business establishments should really consider having these cards, and they should not look at it as an added expense but rather an investment—a good one!</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2011/10/a-good-investment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Value of Insurance</title>
		<link>http://www.therubyposts.com/2011/08/the-value-of-insurance/</link>
		<comments>http://www.therubyposts.com/2011/08/the-value-of-insurance/#comments</comments>
		<pubDate>Sat, 06 Aug 2011 05:33:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=1348</guid>
		<description><![CDATA[While many people have heard about the term “insurance”, only a small percentage of the population has actually gotten any insurance policy. That is because people think it is too much an expense but what they don’t know is that it is actually investment for the future. Of course, you only buy what can afford now and still live decently. It is not fair that you just save and save for the future but now you are living miserable. Just [...]]]></description>
			<content:encoded><![CDATA[<p>While many people have heard about the term “insurance”, only a small percentage of the population has actually gotten any insurance policy. </p>
<p>That is because people think it is too much an expense but what they don’t know is that it is actually investment for the future. Of course, you only buy what can afford now and still live decently. It is not fair that you just save and save for the future but now you are living miserable. Just keep a good balance of living. </p>
<p>If you need more information on different insurance policies and how they can work for you, do checkc out <a href="http://www.wholesaleinsurance.net/">http://www.wholesaleinsurance.net/</a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2011/08/the-value-of-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance for Seniors</title>
		<link>http://www.therubyposts.com/2011/05/insurance-for-seniors/</link>
		<comments>http://www.therubyposts.com/2011/05/insurance-for-seniors/#comments</comments>
		<pubDate>Mon, 30 May 2011 14:00:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=1304</guid>
		<description><![CDATA[It could be a tough job searching for whole life insurance for seniors. Although there are currently lots of insurance companies who are giving insurance for those who are above 50, it would still be wise to consider the pros and cons in choosing the right company. The price of whole life insurance can fluctuate greatly—it could be anywhere between 9-15% of the senior’s total income. This is because the company has to see the risks involved. Age and current [...]]]></description>
			<content:encoded><![CDATA[<p>It could be a tough job searching for whole life insurance for seniors.  Although there are currently lots of insurance companies who are giving insurance for those who are above 50, it would still be wise to consider the pros and cons in choosing the right company.</p>
<p>The price of <a href="http://www.wholesaleinsurance.net/offers/whole-life-insurance.asp">whole life insurance</a> can fluctuate greatly—it could be anywhere between 9-15% of the senior’s total income.  This is because the company has to see the risks involved. Age and current health of the insurance holder are the two main considerations here and would be the factors for the said difference in the insurance policy price.</p>
<p>As mentioned earlier, there are actually many companies now that are offering insurance to seniors.  But careful research should be done.  If the seniors are unable to do this, they should get help from someone who could explain the policies, compare rates and aid them in choosing the best company that would work for them.  Choosing the right company should take time, but if you choose the best, it will be worth all the time and effort you have put into the endeavor.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2011/05/insurance-for-seniors/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Protecting Your Valuable Asset</title>
		<link>http://www.therubyposts.com/2011/04/protecting-your-valuable-asset/</link>
		<comments>http://www.therubyposts.com/2011/04/protecting-your-valuable-asset/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 07:48:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=1182</guid>
		<description><![CDATA[This is a fact: owning a home is useless if you don’t have it insured properly. Home insurance gives you the guarantee that your home will be protected should anything untoward happens. After all, time and unforeseen occurrences may befall you and your house may be badly affected so it’s better to be well covered than sorry. Your home is an investment. Think of it as your fortress and as such, you would do everything and anything to ensure that [...]]]></description>
			<content:encoded><![CDATA[<p>This is a fact: owning a home is  useless if you don’t have it insured properly. Home insurance gives you the  guarantee that your home will be protected should anything untoward happens.  After all, time and unforeseen occurrences may befall you and your house may be  badly affected so it’s better to be well covered than sorry.</p>
<p>Your home is an investment. Think  of it as your fortress and as such, you would do everything and anything to  ensure that it’s always protected and well-guarded. Hence, you need the type of  <a href="http://imingle.com/home/home-owners-insurance/">homeowners  insurance</a> that doesn’t only cover your house but also covers your  appliances, furniture, clothes and other personal belongings. More than that,  you need a coverage which includes personal liability protection which takes  care of compensation for damages or injuries caused to other people.</p>
<p>You can actually get a hold of an  all-in-one insurance policy that covers all the points mentioned above without  burning a hole in your pocket. There are plenty of insurance companies that  operate online and you can always get in touch with one of their agents to  inquire about the type of policies that they offer. Remember, you have saved up  to build your dream house thus you need to make sure your valuable asset is well  protected.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2011/04/protecting-your-valuable-asset/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>For the Future</title>
		<link>http://www.therubyposts.com/2011/02/for-the-future/</link>
		<comments>http://www.therubyposts.com/2011/02/for-the-future/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 17:16:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=1164</guid>
		<description><![CDATA[Forward thinking has its benefits. I have heard of many people say, “If only.” If only I saved money when I was younger…If only I made wise choices in my spending…If only I made investments while I was still able… There are just some of things that many people regret not doing later on in life. They are just enjoying the present and when advancing age comes, they find themselves with nothing at all. One good way of keeping our [...]]]></description>
			<content:encoded><![CDATA[<p>Forward thinking has its benefits. I have heard of many people say, “If only.” If only I saved money when I was younger…If only I made wise choices in my spending…If only I made investments while I was still able… </p>
<p>There are just some of things that many people regret not doing later on in life. They are just enjoying the present and when advancing age comes, they find themselves with nothing at all.  </p>
<p>One good way of keeping our money is through insurance. There are different <a href="http://www.wholesaleinsurance.net/life-insurance/types.asp">types of life insurance</a>. But I think that a good one would be something that will give retirement benefits or at least give me a lump sum while I am still alive while leaving some for my beneficiaries when it is time for me to leave this world. </p>
<p>Of course there are insurance policies that are not designed to benefit the policy holder. That is why it is best to read the contract before signing anything.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2011/02/for-the-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cash Advances</title>
		<link>http://www.therubyposts.com/2010/10/cash-advances/</link>
		<comments>http://www.therubyposts.com/2010/10/cash-advances/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 22:16:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>
		<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=1062</guid>
		<description><![CDATA[What I really missed about working is having the ability to file a cash advance when I need money. Before, when I needed to pay an accumulated bill because of financial difficulty, availing a cash advance from our company was the best benefit of them all. We can apply a cash advance and pay it in two to three months term with no interest. Now, I have no company to rely on for cash advances. Only friends and family which [...]]]></description>
			<content:encoded><![CDATA[<p>What I really missed about working is having the ability to file a cash advance when I need money. Before, when I needed to pay an accumulated bill because of financial difficulty, availing a <a href="http://www.checkcity.com/">cash advance</a> from our company was the best benefit of them all. We can apply a cash advance and pay it in two to three months term with no interest.</p>
<p>Now, I have no company to rely on for cash advances. Only friends and family which is also great because some lend me with no interest and if they do, it is only minimal!!</p>
<p>How about you? Do you avail of cash advances too??</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2010/10/cash-advances/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will Meet Someone this Month</title>
		<link>http://www.therubyposts.com/2010/10/will-meet-someone-this-month/</link>
		<comments>http://www.therubyposts.com/2010/10/will-meet-someone-this-month/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 15:58:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>
		<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=1049</guid>
		<description><![CDATA[I was busy searching for life insurance quotes for term online when my friend gave me a call. She said that she wanted to show me some life insurance quotes from her company since she saw my blog updates on wanting to buy one. She said her company can offer me an affordable monthly premium suited for my budget. Since her call was very convincing, I told her that we should meet any day of this month. I want to [...]]]></description>
			<content:encoded><![CDATA[<p>I was busy searching for <a href="http://www.wholesaleinsurance.net/">life insurance quotes for term</a> online when my friend gave me a call. She said that she wanted to show me some life insurance quotes from her company since she saw my blog updates on wanting to buy one. She said her company can offer me an affordable monthly premium suited for my budget.</p>
<p>Since her call was very convincing, I told her that we should meet any day of this month. I want to learn more about the packages and how much the cost is. She agreed and we will be meeting each other this month. Hope it would turn out fine!</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2010/10/will-meet-someone-this-month/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Credit Rating</title>
		<link>http://www.therubyposts.com/2010/09/my-credit-rating/</link>
		<comments>http://www.therubyposts.com/2010/09/my-credit-rating/#comments</comments>
		<pubDate>Sun, 12 Sep 2010 23:06:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=1029</guid>
		<description><![CDATA[Our family has encountered tough times that we are rather badly in debt. Credit cards are great to have but sometimes, it can set a trap for you. And that is what happened to us. No matter how much I try now, it seems that I cannot get out of this credit trap. I am afraid to get my free credit score because I am afraid of what I may learn. Sometimes I think, I am afraid because I already [...]]]></description>
			<content:encoded><![CDATA[<p>Our family has encountered tough times that we are rather badly in debt. Credit cards are great to have but sometimes, it can set a trap for you. And that is what happened to us. No matter how much I try now, it seems that I cannot get out of this credit trap. I am afraid to get my free credit score because I am afraid of what I may learn. Sometimes I think, I am afraid because I already know what my credit score would be. Sigh…</p>
<p>Things can be depressing around here. If I will only look around, I will be tempted to give up. However, I fixed my eyes on God. He is my hope in this life. When I look to Him, my faith is strengthened and my resolve to face my daily battles get stronger. And of course, there are my children. They are my inspiration to work harder and to build a better life with them and for them. No matter what I am experiencing with my husband, my children are the miracles in my life.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2010/09/my-credit-rating/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Need Help</title>
		<link>http://www.therubyposts.com/2010/01/need-help-2/</link>
		<comments>http://www.therubyposts.com/2010/01/need-help-2/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 13:31:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=817</guid>
		<description><![CDATA[We are suffering financial setbacks since last week that is why I need money badly. So, I am thinking of selling some of my stuffs probably online. I have a few numbers of clothes so probably I will not be selling them but I have plenty of books and some DVD movies. Anyone here knows where I could sell books and DVDs online for a fair amount? I need cash badly, not for wants but for basic needs. If I [...]]]></description>
			<content:encoded><![CDATA[<p>We are suffering financial setbacks since last week that is why I need money badly. So, I am thinking of selling some of my stuffs probably online. I have a few numbers of clothes so probably I will not be selling them but I have plenty of books and some DVD movies. Anyone here knows where I could <a href="http://www.sellbackyourbook.com/">sell books</a> and DVDs online for a fair amount? I need cash badly, not for wants but for basic needs. <img src='http://www.therubyposts.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
<p>If I couldn&#8217;t sell books, where could I find a place to have a loan? Help anyone?</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2010/01/need-help-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Meeting Ends Meet Easier with Payday Loans</title>
		<link>http://www.therubyposts.com/2009/08/meeting-ends-meet-easier-with-payday-loans/</link>
		<comments>http://www.therubyposts.com/2009/08/meeting-ends-meet-easier-with-payday-loans/#comments</comments>
		<pubDate>Sun, 16 Aug 2009 12:01:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finances]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[payday loan]]></category>
		<category><![CDATA[payday loan applications]]></category>
		<category><![CDATA[payday loans]]></category>
		<category><![CDATA[payday loans online]]></category>

		<guid isPermaLink="false">http://www.therubyposts.com/?p=662</guid>
		<description><![CDATA[Though we have an internet access at home, we are not rich. We are just ordinary family who eats three meals a day and tries to enjoy simple moments in life. The reason we invested to have our own computer and internet access is that to allow us to earn additional income online and offline. But most of the time, we find ourselves trying to cope up in meeting ends meet. My husband’s salary and my online income is not [...]]]></description>
			<content:encoded><![CDATA[<p>Though we have an internet access at home, we are not rich. We are just ordinary family who eats three meals a day and tries to enjoy simple moments in life. The reason we invested to have our own computer and internet access is that to allow us to earn additional income online and offline. </p>
<p>But most of the time, we find ourselves trying to cope up in meeting ends meet. My husband’s salary and my online income is not enough to pay for our monthly expenses and daily needs. So, when we need financial help, we always try to avail of a <a href="http://www.getecash.com/">payday loan</a>.</p>
<p>In the US, it is really easy to apply for a payday loan. Example, if you avail one at www.getecash.com, it is easy as one-two-three. First, you fill-up the online form. Second, wait for approval which is usually fast and easy. Then finally, receive the money in your own personal bank account. Of course, to avail of a payday loan from them, you must meet certain requirements which I believe is easy for most average Americans to fulfill.</p>
<p>Anyway, I wish it was like that here in our place. Applying for a payday loan have never become so easier at www.getecash.com because you can do it anytime even in the comfort of your own home!</p>
]]></content:encoded>
			<wfw:commentRss>http://www.therubyposts.com/2009/08/meeting-ends-meet-easier-with-payday-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

