The Ruby Posts

Though we have an internet access at home, we are not rich. We are just ordinary family who eats three meals a day and tries to enjoy simple moments in life. The reason we invested to have our own computer and internet access is that to allow us to earn additional income online and offline. But most of the time, we find ourselves trying to cope up in meeting ends meet. My husband’s salary and my online income is not [...]

We can’t deny the fact that when the financial recession hit the global economy, many got affected. Small companies closed, big companies lowered their expenses by laying out people; thus many family got distressed by it. With the tough financial times at home, most family resort into many things just to make ends meet. One of these is by selling their gold jewelries for cash. Their jewelry investments have become so handy nowadays. Now the question is where to sell [...]

Because of our current financial struggles, I have been trying to find ways online on how to avail of a cash advance loan. Well, I am not the one who is going to apply for it because I am not bankable but hopefully if my husband agrees, he will do it for the family! Unfortunately, some of our companies here in the Philippines are not that reachable through the World Wide Web. Most of the financial institutions are offline and [...]

Today is the 23rd of January, that means I only have 5 days more to go for the last credit card bill I need to settle for the month. As I said in my previous post before, every week I have a credit card bill to pay off that is why I am always nervous and stressed out. It’s a non-stop battle to find money to pay them all off. One of my four credit cards has already offered me [...]

Did you read my post about my goal for this year? My goal was to get my debt lessen within this year and with that I also have thought of starting out a family business. But the irony is, if I start my own business, my husband and I should avail of a small business loan. We need sufficient capital to pull it off. So, if I need to lessen my debts by starting our own business, which literally means [...]